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Flood Insurance in Melissa, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

12 flood insurance agencies in Melissa

Within 15 miles of Melissa, TX. Click any agency to view profile, contact info, and request a quote.

GI

Gant Group Inc

Mckinney, TX· 5.9 mi
Agency
New on InsurConnect
20+ agents

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
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AG

Amity Insurance Group

Mckinney, TX· 6.6 mi
Agency
Very Popular
1-2 agents

Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.

AutoHomeownersCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +96
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IG

Integrity Insurance Group

Mckinney, TX· 10.1 mi
Agency
Very Popular
3-5 agents

Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +128
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PS

Preferred Insurance Solutions

Allen, TX· 14.5 mi
Agency
New on InsurConnect
10+ agents

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
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PL

Partners Insurance of Texas LLC

Mckinney, TX· 13.7 mi
Agency
New on InsurConnect
3-5 agents6yr

Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.

Spanish, Vietnamese, Korean
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: AmTrust Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +15
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RL

Rasor Insurance Agency LLC

Prosper, TX· 12.8 mi
Agency
Popular
1-2 agents24yr

Rasor Insurance, founded in 2002 in Celina, Texas, offers a full marketplace of insurance options including auto, home, life, commercial, flood, boat, watercraft, motorcycle, RV, and renters coverage, serving Texas and Oklahoma with a focus on hometown values and decades of experience.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: ACCC Insurance Company, ACUITY, A MUTUAL INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +93
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TA

The Wise Insurance Agency

Prosper, TX· 9.7 mi
Agency
New on InsurConnect
1-2 agents36yr

Wise Insurance Agency, based in Northeast Indiana since 1990, offers personalized insurance solutions with a knowledgeable, caring team. They provide a wide range of coverage options, emphasizing attentive service and competitive pricing.

AutoBoatCommercial GLFlood+5 more
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CL

Cano Molina Insurance Broker LLC

Allen, TX· 14.9 mi
Agency
Popular
3-5 agents

Canó Molina Insurance Brokers provides a full range of commercial, personal and specialty insurance solutions, including auto, home, flood, life and umbrella coverage. They emphasize customized risk management for individuals and businesses in the Dallas‑Fort Worth area, highlighting integrity and a broad selection of carriers. The agency promotes comprehensive protection through both personal lines and commercial policies.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +79
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GI

Goosehead Insurance - Eric Buchanan

Prosper, TX· 13.5 mi
Agency
1-2 agents

Goosehead Insurance offers personalized coverage for homes, cars, renters, boats, motorcycles and flood protection. Their platform connects clients with over 200 hand‑picked carriers to find the best value and coverage. Agents guide customers through quotes and policy options.

AutoBoatCommercial GLFlood+4 more
Carriers: AIG PROPERTY CASUALTY COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +238
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TI

Texas Independent Insurance

Allen, TX· 13.5 mi
Agency
Very Popular
1-2 agents

Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.

AutoHomeownersRentersCommercial GL+6 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +104
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KS

Kris Flores Insurance Solutions

Prosper, TX· 13.5 mi
Agency
1-2 agents6yr

Kris Flores Insurance Solutions LLC is an independent agency offering a full range of personal and commercial insurance products. Founded in 2020, the agency emphasizes personalized service and risk management for individuals and businesses.

AutoHomeownersRentersFarm+9 more
Carriers: American Economy Insurance Company, Clearcover Insurance Company, GEICO County Mutual Insurance Company +4
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GI

Goosehead Insurance - BJ Gunn and Agustina Rodriguez

Prosper, TX· 14.3 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance agency in Prosper, TX, represented by agents BJ Gunn and Agustina Rodriguez, offers a variety of insurance products including auto, homeowners, renters, boat, motorcycle, and flood coverage, leveraging a network of over 200 carriers to find the best rates for clients.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Liberty County Mutual Insurance Company, MARKEL AMERICAN INSURANCE COMPANY +1
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.