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Flood Insurance in Magnolia, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Magnolia

Within 15 miles of Magnolia, TX. Click any agency to view profile, contact info, and request a quote.

IL

Insurance Group of Texas LLC

Magnolia, TX· 5.5 mi
Agency
Popular
20+ agents

Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.

AutoBoatCommercial GLCommercial Property+6 more
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CA

Christian Insurance Agency

Magnolia, TX· 6.1 mi
Agency
10+ agents

Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +58
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SH

ShopTexasInsurance.com - Auto & Home Insurance Quotes - Texas

Tomball, TX· 3.6 mi
Agency
Very Popular
1-2 agents25yr

Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: State Farm
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CT

Cypress Insurance Team

Cypress, TX· 15.0 mi
Agency
Very Popular
20+ agents18yr

Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.

AutoHomeownersLifeRenters+4 more
Carriers: American General Life Insurance Company, American Risk Insurance Company, Inc., Centauri Specialty Insurance Company +30
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CA

Charles Osburn Insurance Agency

Tomball, TX· 14.1 mi
Agency
Very Popular
6+ agents25yr

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company, American Economy Insurance Company +67
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PG

Prodigy Insurance Group

Magnolia, TX· 5.4 mi
Agency
Very Popular
1-2 agents

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.

AutoCommercial GLFloodHomeowners+4 more
Carriers: State Farm, Travelers, Farmers
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AJ

Aquarius Johnson - GEICO Insurance Agent

Magnolia, TX· 4.8 mi
Agency

GEICO Insurance Agency, Inc. partners with various insurers to provide a range of insurance products, including auto, homeowners, renters, motorcycle, boat, commercial, umbrella, life, flood, and earthquake coverage. The agency offers online tools for quotes, policy management, and claim reporting, and directs customers to partner websites for specific policy services.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +1
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TA

Theiss Insurance Agency

Spring, TX· 14.5 mi
Agency
20+ agents

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +27
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SA

Southern Group Insurance Agency

Conroe, TX· 13.7 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange
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KG

Kent Family Insurance Group

Magnolia, TX· 5.0 mi
Agency
Popular
1-2 agents

Kent Family Insurance Group LLC is an independent agency serving The Woodlands, Texas, offering personal and commercial insurance solutions. They provide a range of coverages including auto, homeowners, renters, flood, life, and boat insurance, as well as commercial property and BOP options. Clients can request quotes online or call their office.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Access Home Insurance Company, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +103
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BA

Brightway Insurance, The Books Agency

Magnolia, TX· 4.1 mi
Agency
1-2 agents

Brightway is an independent insurance agency that connects customers with a variety of carrier options, offering personalized quotes and support to meet their insurance needs.

AutoBoatCommercial GLFlood+5 more
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TI

TWFG- Kim Taylor Insurance

Magnolia, TX· 5.8 mi
Agency
1-2 agents

The Woodlands Financial Group (TWFG) provides insurance coverage for families and businesses throughout Texas, including The Woodlands, Magnolia, and surrounding areas. They offer a range of products such as auto, homeowners, renters, boat, flood, motorcycle, and umbrella policies, aiming to simplify the process of finding the right carrier. Their team is dedicated to delivering peace of mind and protection for clients.

AutoBoatCommercial GLFlood+4 more
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IT

Insurance Discounters of Tx

Tomball, TX· 8.2 mi
Agency
Popular
1-2 agents31yr

Insurance Discounters of Texas is an independent agency serving Tomball, Cypress, Magnolia and surrounding Texas communities. Established in 1995, they provide home, auto, and business insurance solutions with a staff of dedicated professionals. They work with many carriers to find the best policies for their customers.

AutoHomeownersRentersCommercial GL+4 more
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TI

TWFG Insurance - Spring/The Woodlands

Spring, TX· 9.9 mi
Agency
New on InsurConnect
6+ agents

TWFG Insurance Spring / The Woodlands is an independent agency that works with over 50 carriers to provide auto, home, boat, RV, flood, business and other insurance solutions. They emphasize personalized service and competitive pricing for the Tomball, Spring and The Woodlands area.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: Progressive, Safeco, National General +1
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ML

McDade Insurance Brokerage Group, LLC

Spring, TX· 11.8 mi
Agency
Very Popular
1-2 agents

McDade Insurance Brokerage Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. They serve the Greater Houston area and emphasize being "Driven to Serve" their community.

AutoHomeownersRentersUmbrella+4 more
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company, Life Insurance Company of the Southwest +7
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KI

Karen Ehlers Insurance

Conroe, TX· 12.2 mi
Agency
Very Popular
1-2 agents

Our dedicated staff of insurance professionals assist clients in securing auto, home, life, boat, motorcycle, and ATV insurance in Conroe, TX. With a vast knowledge of many carriers, we shop for the best policies and provide personalized service.

AutoBoatCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +76
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CL

CMI of Texas Insurance Group, LLC

Conroe, TX· 12.4 mi
Agency
Popular
3-5 agents

CMI of Texas is an independent insurance agency dedicated to providing high‑quality service and protection. They work with a wide variety of insurance companies to shop for the best coverage for auto, home, life, and commercial needs. Their team focuses on building close relationships and helping clients understand their policies.

AutoHomeownersRentersCommercial GL+5 more
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PI

Parker/Howard Insurance

Tomball, TX· 8.2 mi
Agency
New on InsurConnect
1-2 agents48yr

Parker/Howard Insurance is a family‑owned independent agency serving Texas since 1978. Located in Tomball, TX, they provide personal and commercial insurance including auto, homeowners, boat, flood, motorcycle, renters, life, and disability coverage.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: Kemper Speciality, American Strategic, BCBS of Texas +20
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SL

Sean Meyers Insurance Services, LLC

Conroe, TX· 12.8 mi
Agency
Very Popular
1-2 agents

Sean Meyers Insurance Services is a top‑rated independent agency based in Conroe, Texas, serving the entire state. They offer personalized insurance solutions across multiple lines, comparing rates from many carriers to find the best deals for their clients.

AutoCommercial GLFloodHomeowners+3 more
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GI

Goosehead Insurance - Aaron Cabrera

Tomball, TX· 8.0 mi
Agency
1-2 agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, aiming to give customers the best coverage and value.

AutoBoatCommercial GLFlood+4 more
Carriers: Ace Property and Casualty Insurance Company, Care Improvement Plus South Central Insurance Company, Humana Insurance Company +5
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CL

Centenario Insurance Agency and Services LLC

Tomball, TX· 8.4 mi
Agency
No reviews yet
1-2 agents

Centenario Insurance Agency and Services LLC provides insurance solutions for individuals and businesses, offering a range of products such as auto, homeowners, flood, and commercial coverage. The agency emphasizes personalized customer service and free estimates to help clients find the right coverage and price.

Spanish
AutoCommercial GLFloodHomeowners+2 more
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas, Aventus Insurance Company +14
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NN

Nick Nazar - State Farm Insurance Agent

Conroe, TX· 14.0 mi
Agency
Popular
1-2 agents

Nick Nazar Insurance Agency is a State Farm agency based in Conroe, Texas, offering a range of insurance products including auto, homeowners, renters, life, flood, motorcycle and boat coverage. The agency serves customers in Texas and Louisiana and highlights its team’s expertise and multiple industry designations.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
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GI

Goosehead Insurance - Woodlands

Montgomery, TX· 12.2 mi
Agency
1-2 agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online platform offers quick quotes and personalized agent assistance to help customers find the right coverage and savings.

HomeownersAutoRentersBoat+2 more
Carriers: Nationwide, Travelers, SageSure +2
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NI

Nationwide Insurance: The Dollar Agency Inc.

Cypress, TX· 13.2 mi
Agency
Popular
1-2 agents

The Dollar Agency Inc. assists people throughout Texas by finding the insurance coverage they need. We offer our clients multiple policies, which allows them to protect what matters most.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company, Allied Insurance Company of America +41
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.