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Flood Insurance in Humble, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Humble

Within 15 miles of Humble, TX. Click any agency to view profile, contact info, and request a quote.

RL

Richey Insurance Agency, LLC

Humble, TX· 4.4 mi
Agency
Popular
10+ agents16yr

Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.

AutoCommercial GLFloodHomeowners+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +103
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DS

Dormer Insurance Services

Kingwood, TX· 6.5 mi
Agency
New on InsurConnect
10+ agents40yr

Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ACE, Chartis, Chubb +13
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PL

Prodigy Insurance Group LLC

Porter, TX· 5.4 mi
Agency
New on InsurConnect
20+ agents

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable auto, home, life and other insurance options across the state. They focus on personalized service and helping customers save money while getting better coverage.

AutoCommercial GLFloodHomeowners+4 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +73
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IM

INSURANCE, TITLES AND MORE

Spring, TX· 10.5 mi
Agency
Very Popular
20+ agents25yr

Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.

AutoBoatCommercial GLFlood+4 more
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BA

Brightway Insurance, The Lowry Agency

Spring, TX· 9.1 mi
Agency
Popular
20+ agents

Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.

AutoHomeownersRentersFlood+5 more
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NA

New Caney Insurance Agency

Porter, TX· 10.9 mi
Agency
20+ agents47yr

Porter, New Caney, Shepherd and Livingston Insurance Agency has been serving the local community since 1979, offering auto, home, flood and business insurance. They focus on finding the lowest price for customers and provide personalized, friendly service.

Spanish
AutoCommercial GLFloodHomeowners+2 more
Carriers: Dairyland, Mercury, Progressive +1
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TA

The B.I.G. Insurance Agency

Porter, TX· 10.0 mi
Agency
20+ agents

The B.I.G. Insurance Agency offers auto, home, business, and life insurance to customers in New Caney and across Texas. Their mission is to honor God, serve people, and deliver the best customer experience while practicing generosity toward customers, employees, and the community.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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TW

TWFG - Welborn Insurance

Kingwood, TX· 5.2 mi
Agency
Popular
3-5 agents

Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.

AutoBoatCommercial GLFlood+5 more
Carriers: UPC Insurance, Wellington, Wright Flood +11
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ST

Stover Insurance Services | TWFG

Kingwood, TX· 4.2 mi
Agency
6+ agents

We are an Independent Insurance Agency serving the Kingwood area and throughout Texas, offering personal and commercial insurance coverages including auto, homeowners, renters, flood, boat, and business policies.

AutoHomeownersRentersCommercial GL+6 more
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HI

Hughes Insurance

Spring, TX· 10.1 mi
Agency
New on InsurConnect
20+ agents

Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.

AutoHomeownersRentersUmbrella+5 more
Carriers: Central States Health & Life Co. of Omaha
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VI

Venegas Integra Insurance

Kingwood, TX· 4.3 mi
Agency
Very Popular
1-2 agents

Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Aetna, Allied Trust, Ambetter +24
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TI

TWFG Ratliff Insurance

Kingwood, TX· 3.9 mi
Agency
New on InsurConnect
3-5 agents

TWFG Ratliff Insurance is an independent, family‑run insurance agency. Whether you need home, auto, life, retirement, renters or more, we can help. We work with you to write the policies and coverage you need.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Allstate, Progressive, Travelers +8
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MA

Marek Insurance Agency

Crosby, TX· 14.3 mi
Agency
Very Popular
20+ agents41yr

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
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HC

Harmony National Insurance Brokerage Corp. - Lee Patterson

Spring, TX· 13.3 mi
Agency
Popular
10+ agents

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, AmGUARD Insurance Company +66
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TA

Theiss Insurance Agency

Spring, TX· 13.2 mi
Agency
20+ agents

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +27
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WA

Wilkinson Insurance Agency

Humble, TX· 1.0 mi
Agency

Wilkinson Insurance Agency in Humble, TX offers personalized insurance solutions, leveraging years of experience to protect homes, vehicles, and flood risks.

AutoCommercial GLFloodHomeowners+2 more
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PA

Progressive Insurance By Harmony Agency

Spring, TX· 13.3 mi
Agency
20+ agents

Harmony National Insurance Brokerage specializes in auto, homeowners, business, and life insurance, offering personalized service with a focus on honesty. The bilingual staff (English and Spanish) provides professional guidance for personal and commercial needs.

Spanish
AutoCommercial GLFloodHomeowners+4 more
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JC

Jerry Coker - GEICO Insurance Agent

Spring, TX· 10.1 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, Aventus Insurance Company +23
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WS

Welchko Insurance Services

Kingwood, TX· 4.3 mi
Agency
New on InsurConnect
1-2 agents

Welchko Insurance Services helps people protect their homes, autos, families and businesses by focusing on each client individually, striving to understand each situation, need and budget.

AutoBoatCommercial GLDisability+6 more
Carriers: Berkshire Hathaway Homestate Insurance Company, GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +6
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CI

Covey Insurance

Humble, TX· 7.4 mi
Agency
Very Popular
1-2 agents

Covey Insurance — We Give You Options! We provide ANY Texas resident with the best insurance plans for the money! Our dedicated professionals have experience in providing the most affordable insurance options. Whether you are a young driver or don't have a perfect driving record, Covey Insurance wants to help you get the coverage you need.

AutoHomeownersRentersCommercial GL+5 more
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TI

Tx Worldwide Insurance

Humble, TX· 2.3 mi
Agency
New on InsurConnect
1-2 agents

Texas Worldwide Insurance Agency is an independent agency serving the Greater Houston area, offering personal and business insurance coverages such as auto, homeowners, life, motorcycle, boat, flood, renters, and commercial policies.

AutoHomeownersRentersCommercial GL+7 more
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AI

AJ Morales Insurance

Houston, TX· 11.1 mi
Agency
Very Popular
3-5 agents20yr

AJ Morales Insurance Agency is an independent, bilingual agency in Houston with over 20 years of experience. They provide a range of insurance options including auto, home, renters, commercial, life, and specialized truck coverage. The agency emphasizes personalized service and compares multiple carriers to find the best value for customers.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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PA

Porter Insurance Agency

Kingwood, TX· 7.1 mi
Agency
1-2 agents47yr

Porter, New Caney, Shepherd and Livingston Insurance Agency has been helping customers save money on auto, home, and commercial insurance since 1979, offering personalized service and shopping the market for the lowest price.

Spanish
AutoCommercial GLFloodHomeowners+2 more
Carriers: AGCS Marine Insurance Company, Access Insurance Company, Aetna Dental Inc. +64
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LA

Lee Insurance Agency: Personal & Business Insurance

Humble, TX· 8.2 mi
Agency
Popular
1-2 agents74yr

Lee Insurance Agency, based in Atascocita, TX, offers personalized insurance solutions for homes, autos, and businesses, emphasizing trust, affordability, and exceptional service. Founded in 1952, the agency works with top insurers to tailor coverage to individual needs and budgets.

AutoCommercial GLCommercial PropertyFlood+3 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.