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Flood Insurance in Bellaire, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Bellaire

Within 15 miles of Bellaire, TX. Click any agency to view profile, contact info, and request a quote.

AA

Avalon Insurance Agency

Houston, TX· 2.8 mi
Agency
Popular
20+ agents20yr

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +106
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CI

Crestar Insurance

Missouri City, TX· 8.1 mi
Agency
Very Popular
10+ agents20yr

Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.

AutoCommercial GLFloodHomeowners+3 more
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Access Casualty Company +36
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TA

TIA-Texas Insurance Agency

Houston, TX· 7.5 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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AT

Affordable Insurance of Texas

Houston, TX· 3.3 mi
Agency
Very Popular
6+ agents

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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PI

Paga-Menos Insurance

Houston, TX· 1.4 mi
Agency
Very Popular
3-5 agents

Paga Menos Insurance is a Houston‑based agency offering a full range of personal and commercial insurance solutions across Texas, aiming to provide affordable coverage and financial stability for individuals and businesses.

Spanish
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Alinsco Insurance Company, American Access Casualty Company, American Hallmark Insurance Company of Texas +32
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AI

Auto Express Insurance

Bellaire, TX· 1.6 mi
Agency
Very Popular
1-2 agents

Auto Express Insurance is a Houston‑based agency that helps consumers save money on insurance and assists businesses in reducing risk. The agency serves the greater Houston area, offering personalized protection for families and commercial clients alike.

Spanish
AutoCommercial GLFloodHomeowners+3 more
Carriers: Alinsco Insurance Company, American Access Casualty Company, American Hallmark Insurance Company of Texas +19
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TA

TIA-Texas Insurance Agency

Pearland, TX· 12.2 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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AL

Arlene Lollie & Associates, LLC

Missouri City, TX· 10.6 mi
Agency
10+ agents

Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company, American General Life Insurance Company +72
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TA

TIA- Texas Insurance Agency

Houston, TX· 1.3 mi
Agency
Very Popular
1-2 agents27yr

TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.

Spanish
AutoHomeownersRentersFlood+4 more
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YA

Young's Insurance Agency

Bellaire, TX· 0.2 mi
Agency
1-2 agents46yr

Young's Insurance Agency specializes in insurance for home health agencies in Houston and Texas, offering professional liability, workers' compensation, cyber, and other tailored coverages. They also provide personal lines such as homeowners, auto, flood, and small‑business commercial insurance.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Ameritas Life Insurance Corp., Aventus Insurance Company +8
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AI

Abe Jacobs Insurance

Missouri City, TX· 8.7 mi
Agency
New on InsurConnect
20+ agents43yr

Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance across Texas. Founded in 1983, the agency has nearly four decades of experience delivering risk management solutions and competitive rates.

AutoCommercial GLCommercial PropertyFlood+5 more
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TI

Texan Insurance

Houston, TX· 2.7 mi
Agency
Very Popular
1-2 agents41yr

Texan Insurance is a full‑service, family‑owned independent agency serving Texas since 1985. It offers personalized service through a team of licensed agents who help customers navigate insurance and risk management.

AutoHomeownersRentersCommercial GL+6 more
Carriers: ACCC Insurance Company, Alinsco Insurance Company, American Access Casualty Company +22
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TA

TIA- Texas Insurance Agency

Houston, TX· 1.7 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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BA

Brightway Insurance, The Hafer Agency

Missouri City, TX· 12.3 mi
Agency
Popular
10+ agents

Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.

AutoBoatCommercial GLFlood+5 more
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OL

Oscar's Insurance Agency LLC

Houston, TX· 4.7 mi
Agency
Popular
3-5 agents25yr

Oscar Insurance Agency LLC was founded 25 years ago by Oscar Rivas to provide auto, home, life, health and other insurance solutions. Over the years they have served thousands of satisfied customers in Houston.

Spanish
AutoCommercial GLFloodHomeowners+3 more
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +30
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SI

SK INSURANCE

Missouri City, TX· 12.1 mi
Agency
No reviews yet
10+ agents19yr

SK Insurance is a leading provider of commercial insurance services that protects businesses of all sizes with tailored coverage options, including property, liability, auto, and umbrella policies. The agency emphasizes personalized risk assessment and strategic investment in clients’ futures.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +35
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TA

TIA- Texas Insurance Agency

Missouri City, TX· 4.2 mi
Agency
Popular
1-2 agents27yr

A trusted Texas Insurance Agency since 1999, offering affordable coverage for individuals, families, and businesses. The independent agency compares multiple carriers to find the best fit and provides a wide range of policies including auto, home, and commercial insurance.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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HI

Houston Insurance Agency, Inc

South Houston, TX· 3.0 mi
Agency
1-2 agents

We are an independent insurance agency serving Texas, partnering with many carriers to provide auto, flood, and commercial auto coverage.

AutoCommercial GLFloodHomeowners+2 more
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AA

Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston

Houston, TX· 5.5 mi
Agency
Very Popular
1-2 agents

Allwin Insurance Agency in Houston, Texas provides tailored insurance policies for automotive, life, homeowners, renters, and commercial needs. Their experienced brokers assist with policy renewals, finding new policies, lowering premiums, and claim filing, offering personalized service to individuals and businesses.

Mandarin Chinese
AutoCommercial GLCommercial PropertyFarm+5 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Dental Inc. +24
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TA

TIA- Texas Insurance Agency

Houston, TX· 6.3 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable auto, homeowners, and business insurance with free quotes. They compare multiple carriers to find coverage that fits individual and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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TA

The Vanguard Insurance Agency

Houston, TX· 7.8 mi
Agency
Very Popular
1-2 agents

We are in the business of helping people by shopping insurance policies with multiple top‑rated carriers. As a highly respected agency in the greater Houston area we serve total insurance needs including life, home, auto, commercial and financial services.

Spanish
AutoCommercial GLFloodHomeowners+3 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +65
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TA

TIA- Texas Insurance Agency

Houston, TX· 7.8 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across the state. It compares multiple carriers to match customers with the right policies and offers free, no‑obligation quotes.

Spanish
AutoMotorcycleCommercial GLUmbrella+4 more
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AA

Altivo Insurance | Houston Insurance Agency

Houston, TX· 6.7 mi
Agency
Popular
1-2 agents

Altivo Insurance is a Houston‑based agency partnering with Goosehead to embed insurance into real estate transactions, offering a broad range of personal and commercial coverage options.

AutoHomeownersRentersFlood+4 more
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TA

TIA- Texas Insurance Agency

Missouri City, TX· 7.4 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency, founded in 1999, provides affordable coverage and free quotes to families across Houston, Pasadena, Beaumont, The Woodlands and the wider Texas area.

Spanish
AutoMotorcycleHomeownersRenters+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.