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Commercial Liability Insurance in Tom Bean, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Tom Bean

Within 15 miles of Tom Bean, TX. Click any agency to view profile, contact info, and request a quote.

TA

Terry Jones Insurance Agency

Sherman, TX· 12.7 mi
Agency
Very Popular
20+ agents19yr

Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.

AutoCommercial GLHomeownersLife+2 more
Carriers: Germania Insurance Company
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TI

Texas Choice Insurance

Anna, TX· 12.8 mi
Agency
New on InsurConnect
10+ agents13yr

Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.

AutoHomeownersRentersLife+4 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Alpha Dental Programs, Inc., American Economy Insurance Company +32
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EL

Elevate Title LLC

Anna, TX· 12.8 mi
Agency
10+ agents

Licensed insurance agency in Anna, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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LA

Lakewood Title Anna

Anna, TX· 13.2 mi
Agency
New on InsurConnect
10+ agents

Lakewood Title, LLC provides title insurance and closing services for lenders, investors, mortgage brokers, real estate agents, and home buyers and sellers in the Dallas‑Fort Worth area.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Fidelity National Title Insurance Company
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AI

A-MAX Auto Insurance

Sherman, TX· 11.6 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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DR

David Rodriguez - State Farm Insurance Agent

Anna, TX· 9.3 mi
Agency
Very Popular
1-2 agents5yr

David Rodriguez is a State Farm agent in Van Alstyne, Texas offering auto, home, and life insurance. With over 16 years of experience and a business founded in 2021, his agency focuses on service and integrity.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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JA

Johnson Insurance Agency

Bonham, TX· 10.0 mi
Agency
Very Popular
3-5 agents

Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.

AutoBoatCommercial GLHomeowners+4 more
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AG

Ask The Medicare Guys

Sherman, TX· 13.5 mi
Agency
6+ agents

Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +13
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RW

Rod Walnofer - State Farm Insurance Agent

Anna, TX· 10.3 mi
Agency
Very Popular
1-2 agents27yr

Rod Walnofer is a State Farm insurance agent in Anna, Texas, serving the community for over three decades. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TS

Turner Insurance Solutions

Sherman, TX· 10.8 mi
Agency
Popular
1-2 agents13yr

Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: German-American Farm Mutual, Lemonade Insurance Company, Liberty County Mutual Insurance Company +5
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FI

Farmers Insurance - Lindsay Byars

Anna, TX· 8.6 mi
Agency
Popular

Licensed insurance agency in Anna, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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BI

Brown & Brown Insurance (formerly VGW Insurance)

Anna, TX· 8.6 mi
Agency
Very Popular
1-2 agents

BB Insurance offers insurance and risk management solutions for individuals, businesses and multinational enterprises, emphasizing a growth‑focused approach. Their services span personal insurance, employee benefits, and property‑and‑casualty coverage, aiming to meet evolving client needs at every stage of growth.

AutoCommercial GLHomeownersRenters+1 more
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SM

Spencer Marks - State Farm Insurance Agent

Sherman, TX· 10.7 mi
Agency
Very Popular
1-2 agents

Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AI

ALPA Insurance

Sherman, TX· 11.6 mi
Agency
New on InsurConnect
3-5 agents15yr

ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Dairyland (Sentry), GAINSCO +3
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TI

TWFG Searls Insurance

Anna, TX· 8.7 mi
Agency
New on InsurConnect
1-2 agents

Jerry Searls is the branch owner and agent of TWFG. The agency emphasizes caring for customers and offers free quotes for individual, family and small business insurance needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: TWICO, Tower Hill, Travelers +18
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EM

Ed Meacham - State Farm Insurance Agent

Sherman, TX· 11.4 mi
Agency
Very Popular
1-2 agents12yr

Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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NM

Nat McClure - State Farm Insurance Agent

Sherman, TX· 13.0 mi
Agency
Very Popular
1-2 agents27yr

Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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CH

Cory Hernandez - State Farm Insurance Agent

Sherman, TX· 11.8 mi
Agency
Very Popular
1-2 agents

Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
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AT

Andy Torres - State Farm Insurance Agent

Anna, TX· 13.3 mi
Agency
Very Popular
1-2 agents15yr

Andy Torres, a State Farm® Insurance Agent born and raised in Dallas, TX, proudly serves the Anna, TX community and surrounding areas. With over 14 years of experience and a focus on honesty, integrity and compassion, he offers a range of personal and commercial insurance solutions.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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MS

My Family Agency Insurance Services

Sherman, TX· 10.7 mi
Agency
Popular
1-2 agents

My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: American Mercury Insurance Company, Homeowners of America Insurance Company, Mercury County Mutual Insurance Company +2
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WG

West Avenue Insurance Group

Sherman, TX· 11.0 mi
Agency
Popular
1-2 agents

West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +32
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TW

Trent Wilkins - State Farm Insurance Agent

Anna, TX· 13.5 mi
Agency
Popular
1-2 agents8yr

Trent Wilkins is a State Farm agent with over 8 years of experience serving the North Texas area. He and his team provide auto, home, and financial services, emphasizing personalized relationships. The agency highlights its commitment to quality insurance and financial solutions for the community.

Hindi, Urdu
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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BC

Benton Luttrell Company

Anna, TX· 9.0 mi
Agency
New on InsurConnect
1-2 agents

Patriot Growth Insurance Services is a top‑25 national insurance agency that delivers tailored property & casualty, commercial auto, personal and employee‑benefit solutions. It combines local expertise with national carrier access to provide customized coverage for businesses and individuals.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: All America Insurance Company, All Savers Insurance Company, American Automobile Insurance Company +58
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DV

David Vogel: Allstate Insurance

Sherman, TX· 13.1 mi
Agency
Popular
1-2 agents50yr

Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Tom Bean