Commercial Liability Insurance in Mico, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
4 commercial insurance agencies in Mico
Within 15 miles of Mico, TX. Click any agency to view profile, contact info, and request a quote.
Cohn Insurance Agency
Cohn Insurance Agency is a family‑owned insurance agency serving Texas since 1983, offering personal, commercial, health and life insurance solutions.
Castaneda Insurance Services, LLC
CastanedaInsurance.com is a domain-for-sale page offered by a domain marketplace. The site provides purchasing options, payment plans, and a 30‑day money‑back guarantee, but contains no information about an actual insurance agency.
Health Insurance Heroes of Alamo Ranch
Licensed insurance agency in Helotes, TX; represents 24 carriers.
Kellie Moore - State Farm Insurance Agent
Kellie Moore is a State Farm insurance agent located at 10744 Braun Rd, San Antonio, TX, offering a range of insurance products.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.