Commercial Liability Insurance in Lancaster, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Lancaster
Within 15 miles of Lancaster, TX. Click any agency to view profile, contact info, and request a quote.
Ernie Williams Insurance Agency
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Premier Cover Insurance Co.
Allstate provides insurance and protection solutions, emphasizing peace of mind and confidence for customers facing life’s challenges. They offer a range of products from home and auto coverage to device and identity protection.
La Familia Auto Insurance
La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.
Red Gorman Insurance
Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.
Farmers Insurance - Louis Taylor
Licensed insurance agency in Lancaster, TX; represents 17 carriers.
CINCO Auto Insurance
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across more than 900 Texas cities. Their bilingual agents provide personalized service, competitive rates, and fast coverage for customers with any credit profile.
A.J. Martin Insurance
AJ Martin Insurance is an independent agency that partners with numerous insurance carriers to find the best coverage and price for each client. They emphasize a personal touch and aim to simplify the process of securing auto, home, renters, commercial property, and motorcycle insurance. The agency highlights its commitment to saving customers time and money.
Fry Integra Insurance Services
Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.
CINCO Auto Insurance
Cinco Auto Insurance offers a range of insurance products including auto, homeowners, renters, and commercial general liability coverage, emphasizing competitive rates and personalized service through bilingual agents.
True Choice Insurance
True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.
GI Auto Insurance
GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.
Primerica
Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.
A-Affordable has partnered with Freeway Insurance
Freeway Insurance helps customers across all 50 states compare quotes from over 200 insurance carriers, offering affordable coverage for auto, motorcycle, renters, homeowners, SR‑22 and commercial vehicles. With more than 39 years of experience and bilingual agents, they aim to provide fast, personalized service both online and in‑store.
CINCO Auto Insurance
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across Texas, emphasizing competitive rates, quick service, and bilingual agents who personalize coverage for each client.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and personalized service. Founded in 2010, the agency serves the community with bilingual representatives and has been operating for 15 years.
ALPA Insurance
ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.
Hernandez Insurance Agency
We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.
L.A. Insurance
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.
Jennifer Reed - GEICO Insurance Agent
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
Leo's Auto Insurance
Leo’s Auto Insurance has over a decade of experience providing reliable, affordable coverage across 14+ locations. They partner with more than 35 carriers to offer over 140 plans, delivering personalized solutions for drivers and homeowners alike.
Lopez Auto Insurance
Lopez Auto Insurance, founded in 2011, provides auto, homeowners, motorcycle and boat insurance throughout the Dallas/Fort Worth area. They emphasize quick, easy quotes, personalized customer service, and a range of coverage options. The agency highlights a decade of experience and a commitment to helping clients navigate insurance needs.
Prominent Insurance Agency LLC
Licensed insurance agency in Lancaster, TX; represents 41 carriers.
Alexis Auto Insurance
Amador Insurance is a family‑owned agency in Dallas, Texas, founded in 1963 and serving the Texas market for over 55 years. They provide auto, home, renters, commercial and specialty insurance and emphasize personalized customer service. The agency serves both English and Spanish speaking customers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.