Commercial Liability Insurance in Graford, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
14 commercial insurance agencies in Graford
Within 15 miles of Graford, TX. Click any agency to view profile, contact info, and request a quote.
Chestnut Insurance Agency
Chestnut Insurance Agency’s mission is to deliver peace of mind by protecting what clients value most. Mac and Dana provide personal lines—including auto, homeowners, life and health—as well as commercial coverage for businesses. They also partner with Allstate Health for affordable health insurance options.
Phil Luker - State Farm Insurance Agent
Phil Luker runs the State Farm Insurance Agency in Mineral Wells, Texas, celebrating 25 years of service since opening in 2001. He and his team focus on personalized coverage for auto, home, life, and other insurance needs, emphasizing relationships and community involvement. The agency is known for its high customer satisfaction, reflected in a 5‑star rating on Google.
April Martin - State Farm Insurance Agent
State Farm agent since 1996 serving North Texas from Mineral Wells and Jacksboro offices, offering a range of insurance products including auto, home, renters, life, business and health coverage. The agency emphasizes personal service and has a team with over 95 years of combined experience.
Out West Insurance
Out West Insurance Agency is an independent insurance agency serving Texas since 1998, offering personal and business coverage with 17 years of experience in the field.
Farmers Insurance - John Shelley
Licensed insurance agency in Mineral Wells, TX; represents 1 carrier.
Wallace Insurance Agency
Wallace Insurance Group, LLC is an independent insurance agency serving Weatherford, Breckenridge and Mineral Wells, Texas, offering personal and commercial insurance coverages such as auto, homeowners, motorcycle, boat, flood, umbrella, and farm insurance.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Brandon Sims - Texas Farm Bureau Insurance
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Eryn Reedy - Texas Farm Bureau Insurance
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Sheila Charles - Texas Farm Bureau Insurance
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Fink Insurance Agency
Licensed insurance agency in Mineral Wells, TX; represents 12 carriers.
The Butler Agency, Inc.
Licensed insurance agency in Mineral Wells, TX; represents 15 carriers.
Elliott & Waldron Abstract Co
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
McDonald & Associates
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.