Commercial Liability Insurance in Gordonville, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
3 commercial insurance agencies in Gordonville
Within 15 miles of Gordonville, TX. Click any agency to view profile, contact info, and request a quote.
Denice Hlavenka - State Farm Insurance Agent
Denice Hlavenka is a State Farm insurance agent with 45 years in the industry, including 25 years as an agent serving Pottsboro, Texas and surrounding areas. Her team offers a range of personal and business insurance products and is committed to helping customers across Texas and Oklahoma.
Lovelace & Co
Lovelace & Company offers a complete range of insurance products across personal, commercial, farm & ranch, and life & health lines. They emphasize relationship‑building, quick service, and helping clients save money on coverage.
Sweetin Insurance Agency
Sweetin Insurance Agency is an independent agency with over 55 years of combined experience among its agents. They offer a variety of insurance products to fit client needs, emphasizing personalized service for Texas families.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.