Commercial Liability Insurance in Bells, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Bells
Within 15 miles of Bells, TX. Click any agency to view profile, contact info, and request a quote.
Terry Jones Insurance Agency
Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.
Doc's Bail Bonds- Bonham TX, FANNIN COUNTY
Doc's Bail Bonds is a North Texas bail bond agency that has been helping clients secure release for over 30 years. They operate six offices across five counties and offer 24/7 service to assist families and friends of the incarcerated. Their focus is fast, affordable bail bonding and financing options.
Hempkins Insurance
Hempkins Insurance is an independent insurance agency serving Texas since 1981, offering personal and business coverage with a concierge level of service. They focus on tailoring policies for individuals and businesses, leveraging multiple carrier options.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Ask The Medicare Guys
Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.
ALPA Insurance
ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.
Turner Insurance Solutions
Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.
David Vogel: Allstate Insurance
Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.
Ed Meacham - State Farm Insurance Agent
Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.
Jake Shockley - State Farm Insurance Agent
Jake Shockley is a State Farm® agent serving Grayson County since 2008. The agency offers a range of personal and commercial insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They pride themselves on a strong local presence with two office locations and a 5‑star rating on Google.
Spencer Marks - State Farm Insurance Agent
Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.
Cory Hernandez - State Farm Insurance Agent
Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.
Oden Insurance
Oden Insurance Agency Inc. is a family‑owned agency founded in 1950 and based in Denison, Texas. It provides personal and commercial insurance solutions to customers across Texas and Oklahoma, emphasizing trusted service and affordable prices.
David Means: Allstate Insurance
David Means has been an Allstate agency owner in Denison, TX since 1986, serving Texas and Oklahoma with personal and business insurance. He is active in the community, speaks English and Spanish, and offers a range of insurance products.
Nat McClure - State Farm Insurance Agent
Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.
Larry Landrum - State Farm Insurance Agent
Larry Landrum opened his State Farm agency in 1979 and has served the Denison, Texas community for over 46 years. The agency offers a range of personal and business insurance products including auto, homeowners, life, boat, motorcycle and more. The team focuses on building relationships and providing professional service.
My Family Agency Insurance Services
My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.
Alamo Insurance
Alamo Insurance is a North Texas agency that helps individuals and businesses get auto, home, renters, motorcycle, boat and commercial liability coverage by comparing 30+ carriers. They emphasize fast, same‑day service, bilingual support and personalized help rather than a call‑center approach.
Hulett Insurance
Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more, with a focus on personalized, one‑on‑one customer service.
West Avenue Insurance Group
West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.
Jim McClure - State Farm Insurance Agent
We love being your local insurance resource! As a small business owner in North Texas and Southern Oklahoma, taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.
Goosehead Insurance - Blaine Brawley
Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance, connecting customers with policies from over 200 carriers through local agents like Blaine Brawley in Sherman, TX.
Phillips Insurance Agency
Phillips Insurance Agency is one of the oldest family‑owned insurance agencies in Denison, Texas since 1978. We are a full‑service multi‑line agency serving North Texas and Southern Oklahoma, offering Life, Home, Farm, Auto, Boat and Commercial insurance products.
Jose Gonzalez
Licensed insurance agency in Sherman, TX; represents 1 carrier.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.