Auto Insurance in Wharton, TX
Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.
24 auto insurance agencies in Wharton
Within 15 miles of Wharton, TX. Click any agency to view profile, contact info, and request a quote.
LIZ TAX SERVICES & INSURANCE LLC
Licensed insurance agency in Wharton, TX; represents 7 carriers.
Bremser Insurance
Licensed insurance agency in Wharton, TX; represents 11 carriers.
Cody Sweat - State Farm Insurance Agent
Cody Sweat is a State Farm insurance agent in Wharton, Texas offering auto, homeowners, renters, life and other insurance products. He began his career in the oilfield industry, earned a bachelor’s degree from the University of Houston‑Victoria, and joined State Farm in 2014. He is active in his community and serves English‑ and Spanish‑speaking clients.
Farmers Insurance - Gary Krenek
Licensed insurance agency in Wharton, TX; represents 1 carrier.
InsuranceNet
InsuranceNet is committed to the highest standards of service to its clientele, offering competitive pricing and stable markets. The agency emphasizes putting customers first and provides fast, easy insurance solutions for homes, autos, farms, and businesses.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.
Schulz Insurance Agency
Schulz Insurance Agency, based in Wharton, TX, offers auto, homeowners, and life insurance with free same‑day consultations and Spanish‑language service. Founded in 1984, the agency emphasizes protecting customers’ future.
Hank Hall - State Farm Insurance Agent
Hank Hall is a State Farm insurance agency in Wharton, Texas offering a range of personal insurance products including auto, motorcycle, homeowners, renters, life and health coverage. The agency helps customers obtain quotes, manage policies and file claims.
Sandra's Insurance Agency LLC
Licensed insurance agency in El Campo, TX; represents 10 carriers.
American National Insurance Co
American National is a group of companies that writes a broad array of insurance products and services, operating in all 50 states. Founded in 1905, it is headquartered in Galveston, Texas.
Siska Life and Health Insurance
Siska Life and Health Insurance is an independent brokerage with over 20 years of experience, specializing in health, life, long‑term care, Medicare supplements, annuities/IRAs and insurance catastrophes. The agency focuses on personalized coverage and assisting clients during crises.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Wharton, TX; represents 1 carrier.
Garza Auto Insurance
Licensed insurance agency in Wharton, TX. Contact directly for available products and carriers.
Ai United Insurance
Ai United Insurance offers simplified, affordable coverage for a range of needs, including auto, home, renters, motorcycle, and commercial insurance. They emphasize fast online quotes and personalized assistance through a 3‑step solution process.
State Farm Insurance
State Farm is a nationwide insurance and financial services company founded in 1922, offering a variety of insurance products such as auto, home, renters, life, health, and business coverage. The agency emphasizes personalized bundles, discounts, and a network of 19,000 agents serving over 96 million policies.
Rod Insurance Group
Rod Insurance Group is a Texas‑based independent agency that specializes in risk management planning for individuals and businesses. Since its founding in 2015, the agency has focused on personalized service, offering a range of insurance options to protect families and companies. The team emphasizes local expertise and flexible carrier choices.
Goosehead Insurance - Tyler Rasmussen
Goosehead Insurance offers a "smarter" approach to coverage, helping customers find home, auto, renters, boat, motorcycle and flood insurance from a wide range of carriers. The agency emphasizes expert agents, easy online quoting, and personalized service to match each client’s needs.
Pronto Insurance
Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. The agency emphasizes quick service, a wide selection of carriers, and personalized assistance for policies like SR‑22, surety bonds, and roadside assistance.
John Harborth - State Farm Insurance Agent
John Harborth is a State Farm® insurance agent serving El Campo, Texas and surrounding communities. The agency offers auto, homeowners, renters, farm, life, commercial, boat and motorcycle insurance with 24‑hour call and text support.
Kathy Knox - State Farm Insurance Agent
Kathy Knox is a State Farm agent serving Texas counties, offering personalized guidance in Home, Auto, Life, Health, and Business insurance. After 25 years in education, she joined State Farm in 2025 and focuses on comprehensive risk management plans for the community.
Gallagher Insurance, Risk Management & Consulting
AssuredPartners has rebranded as Gallagher and continues to provide legacy small business and personal insurance offerings. The site directs users to AJG.com for broader insurance and risk management resources.
Epiphany
Epiphany Insurance Agency offers personalized insurance solutions focused on protecting assets and families, highlighting expertise, customized coverage, and strong customer service.
Farmers Insurance - James Kubecka
Licensed insurance agency in El Campo, TX; represents 1 carrier.
Herrmann & Associates Inc
Allstate offers local agents across the United States to help customers with auto, home, and renters insurance, providing personalized quotes and coverage options.
Frequently asked questions
Is auto insurance required in Texas?
Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.
How do I get a quote from a local agent?
Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.
What does an independent agent vs a captive agent mean?
Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.