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Auto Insurance in Commerce, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

9 auto insurance agencies in Commerce

Within 15 miles of Commerce, TX. Click any agency to view profile, contact info, and request a quote.

PA

Paragon Independent Insurance Agencies-Tara Howey Agency

Greenville, TX· 14.4 mi
Agency
10+ agents

Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: US Assure, Allstate, ASI +16
View Agency
TA

The Gaulden Independent Insurance Agency

Greenville, TX· 14.3 mi
Agency
10+ agents

Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
MA

Mattison Insurance Agency - Greenville

Greenville, TX· 14.4 mi
Agency
Popular
3-5 agents

Mattison Insurance Agency, Inc. is an independent agency serving Sulphur Springs and all of Texas, offering auto, home, life, and business insurance solutions.

AutoCommercial GLHomeownersLife+2 more
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EI

Eland Mutual Insurance

Greenville, TX· 14.3 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
OA

OEL Insurance Agency

Gilmer, TX· 12.1 mi
Agency
1-2 agents8yr

OEL Insurance is a Northeast Texas‑based independent agency founded in 2018 that provides personal and commercial insurance solutions throughout Texas. They partner with multiple carriers to offer tailored coverage and emphasize building long‑lasting relationships with clients.

AutoCommercial GLFarmHomeowners+3 more
Carriers: American Economy Insurance Company, Branch Insurance Exchange, Dairyland County Mutual Insurance Company of Texas +29
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MA

MFI Agency

Greenville, TX· 14.9 mi
Agency
Very Popular
1-2 agents5yr

MFI Agency provides farm, ranch, agribusiness and commercial insurance solutions across multiple states, specializing in agricultural and business coverage. Located in Greenville, Texas, they combine farming knowledge with commercial expertise to protect farms, ranches, and businesses.

AutoCommercial GLFarmHomeowners+2 more
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DI

Direct Auto Insurance

Greenville, TX· 14.9 mi
Agency
3-5 agents

Direct Auto agents at 4211 Wesley St in Greenville, TX provide car insurance, term life insurance, and related services. They offer flexible payment options and operate Monday‑Friday 9 AM‑6 PM.

AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto
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MI

Magnum Insurance Services Inc

Greenville, TX· 14.5 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in Greenville, TX; represents 66 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +63
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AA

ABC Insurance Agencies

Greenville, TX· 14.9 mi
Agency
1-2 agents35yr

Direct Auto Insurance, a subsidiary of Allstate, offers auto, motorcycle, renters, and life insurance products with flexible payment options and multiple discounts. Established in 1991, the agency serves millions of customers through a network of local stores and online services.

Spanish
AutoCommercial GLHomeownersLife+3 more
Carriers: Allstate, National General
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.